With millions of California baby boomers
trying to decide on the best Medicare Advantage plan, the Freedom Blue Regional
PPO plan from Anthem Blue Cross is one of the most popular MAPD plans. It has
proven to bring the most value to seniors who want flexible PPO coverage at a
low cost. In fact the Freedom Blue is a no-cost MAPD available to seniors in
California.
The Blue Cross Freedom Blue plan is a versatile, zero cost PPO Advantage plan that offers an embedded prescription drug plan (Part D) at no additional cost. You will have access to one of the largest PPO networks in the state, with thousands of Doctors and Hospitals available to you.
All of these generous benefits are available in addition to set co-pays for all of your Doctor Visits, including specialists and 4-Tier Prescription Drug List. The plan does have a $300 annual deductible but mostly applies to Inpatient and Outpatient services.
What about Hospitalization?
Well you will have peace of mind in knowing that you have set co-pays. Unlike Original Medicare, the co-pay for your hospital stay is not per occurrence with the Freedom Blue PPO plan.
All of these great features and benefits for little to no cost – now that is value! So if you are like most retirees I talk to everyday that are on a low or fixed income, or if you are in great health and you never go to the Doctor, the Freedom Blue plan is perfect for you! This way you only spend your hard earned money when you really have to use your benefits.
Also, with the Annual Open Enrollment (AEP)
for 2012 right around the corner, now is the time to start reviewing your
options. Many people will be looking to switch from their current restrictive
HMO Advantage plans and new Medicare enrollees will be considering the Freedom
Blue the best value; making it their number one choice for a Medicare Advantage
Plan.
