The Anthem Blue Cross Freedom Blue 2012 will be seeing some changes.
It will now be called the Anthem Medicare Preferred Standard PPO. This
plan will be the only PPO Medicare Advantage plan in California.
The
Anthem Medicare Preferred is a Local PPO or LPPO available only in
certain counties throughout the state and has a $300 annual deductible..
These counties include Los Angeles, Orange, San Francisco, Alameda, San
Diego, Sacramento and Ventura just to name a few.Although the core
benefits are similar there are some differences.
One of the biggest changes for the Medicare Advantage LPPO
for 2012 is that some counties are now charging a monthly premium. Los
Angeles, San Diego and Ventura are the only ones where it is remaining a
"No Cost" plan.
The Anthem Medicare Preferred PPO also includes
prescription drugs at no additional cost. It includes a standard 4 Tier
Drug Formulary. This will allow you to have co-pays for your
medications.
In addition, you will have the option to add Dental,
Vision and other benefits for an extra monthly cost. And lastly, the
plan does include Silver Sneakers for those of you who like to stay
active and go the gym. This coverage is at no additional cost.
So
to recap...you will have access to the Anthem PPO network, set co-pays,
prescription drugs covered and great optional benefits! Now that is a
value plan with an affordable cost to all Medicare beneficiaries in the
available counties.
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