Monday, October 10, 2011

Anthem Freedom Blue PPO for 2012

The Anthem Blue Cross Freedom Blue 2012 will be seeing some changes. It will now be called the Anthem Medicare Preferred Standard PPO. This plan  will be the only PPO Medicare Advantage plan in California.

The Anthem Medicare Preferred is a Local PPO or LPPO available only in certain counties throughout the state and has a $300 annual deductible.. These counties include Los Angeles, Orange, San Francisco, Alameda, San Diego, Sacramento and Ventura just to name a few.Although the core benefits are similar there are some differences.

One of the biggest changes for the Medicare Advantage LPPO for 2012 is that some counties are now charging a monthly premium. Los Angeles, San Diego and Ventura are the only ones where it is remaining a "No Cost" plan.

The Anthem Medicare Preferred PPO also includes prescription drugs at no additional cost. It includes a standard 4 Tier Drug Formulary. This will allow you to have co-pays for your medications.
In addition, you will have the option to add Dental, Vision and other benefits for an extra monthly cost. And lastly, the plan does include Silver Sneakers for those of you who like to stay active and go the gym. This coverage is at no additional cost.

So to recap...you will have access to the Anthem PPO network, set co-pays, prescription drugs covered and great optional benefits! Now that is a value plan with an affordable cost to all Medicare beneficiaries in the available counties.

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